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Free local-first buyer worksheet

Organize the evidence before you make a home offer

Build one traceable brief for the exact property, comparable sales, documents, open questions, and deadlines. The worksheet organizes what you enter; it does not decide what the home is worth or what you should offer.

Local saving starts off. This page has no submit action. Twellie does not receive the address, prices, sources, notes, or deadlines you enter. Turn on “Save on this device” only if you want an opt-in browser copy; otherwise entries disappear when the page refreshes or closes.
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Evidence status—not a score 0 documented 13 open or unknown 0 not applicable
01

Identify the exact property and scenario

Use one worksheet per address, unit, listing, asking-price scenario, and review date. Conflicting identity facts belong in the evidence ledger below.

02

Create a source-and-status ledger

Work through every predefined category. Record a source, the date checked, an owner, and what remains unresolved. “Not found” describes a search result; it does not prove the fact is absent or cleared.

Core categories: property identity and public record; closed comparable sales; seller disclosures; flood; homeowners and hazard insurance; inspection; appraisal; title; HOA or condo documents; permits and zoning; taxes and assessment; Loan Estimate and cash to close; and property-specific environmental checks.

Documented0

Rows marked verified after checking the named source.

Open or unknown13

Not checked, partial, not found, or conflicting rows.

Not applicable0

Use only when the category genuinely does not apply.

These counts are not a readiness score. One unresolved title, insurance, inspection, financing, or contract issue may matter more than many verified background facts.

03

Keep comparable-sale evidence auditable

Use three to five closed sales that competed for similar buyers. Record source, closed price and date, verified living area when available, and why a sale is included, context only, or rejected. This worksheet never calculates adjustments.

04

Assign every unresolved question

Give each material gap an owner, controlling source or contract section, exact deadline as written, status, and next action. The signed contract and local law—not this worksheet—control rights and remedies.

05

Record buyer notes—not a software verdict

Keep asking price, closed-sale evidence, affordability, any intended offer, and professional checks separate. Update this section when a material source changes.

Important: Twellie does not calculate, validate, or endorse a recommended offer here. Any optional number below is entered by the buyer and must remain separate from raw comp prices, appraisal, asking price, and the buyer’s personal maximum.

No missing-equals-safe shortcut. Not checked, partial, not found, and conflicting remain unresolved.
No contract interpretation. Copy exact deadlines and notice requirements, then verify them against the signed contract and local practice.
No automatic comp adjustments. Raw closed-sale prices are context, not an adjusted value or offer range.
No professional substitution. This is not an appraisal, inspection, title review, survey, insurance quote, legal, tax, lending, or financial service.
06

Use official starting points

These national sources explain general process and terminology. The exact property, state law, local records, signed contract, financing, title, and insurance may require different or additional evidence.

Consumer Financial Protection BureauFind the right homeContingencies, service providers, and prior flood questions. Consumer Financial Protection BureauSchedule a home inspectionInspection timing, scope, and the distinction from appraisal. Federal Emergency Management AgencyFlood Map Service CenterOfficial flood maps and map products by location. National Association of Insurance CommissionersHomeowners insurance guidanceQuotes, deductibles, coverages, exclusions, and shopping questions. Consumer Financial Protection BureauLoan Estimate explainerLoan terms, total payment, closing costs, and estimated cash to close. Consumer Financial Protection BureauTitle and closing servicesTitle policies, provider shopping, costs, and state-process differences. Fannie MaeAdjustments to comparable salesWhy appraisal adjustments must be supported by market evidence. US Environmental Protection AgencyHome buyer radon guidanceTesting, result context, and the current buyer-and-seller guide. US Department of Housing and Urban DevelopmentHomebuying checklistA printable property and neighborhood comparison starting point.

See a source-led property report before paying

Twellie’s public sample shows accepted and rejected comps, source status, an evidence range, buyer limits kept separate, and the checks that remain unresolved.

View sample report See pricing

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